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XRP’s Price Predictions: What Experts Think

XRP’s Price Predictions: What Experts Think

With the rise of blockchain technology, XRP and other cryptocurrencies have the power to disrupt the entire financial industry, creating a more decentralized and accessible global economy.

XRP is a cryptocurrency developed by Ripple Labs, which provides financial settlement and payment services to banks and other financial institutions. The XRP Ledger uses DLT, allowing bank and non-bank actors to incorporate the Ripple protocol into their systems.

Ripple remains a significant player in the cryptocurrency market, with consistent top 10 rankings in terms of market capitalization. However, the US Securities and Exchange Commission has sued Ripple for selling $1.3 billion in unregistered securities through XRP.

Ripple denies these allegations, and investors are confident of Ripple’s victory in the case. Ripple is capitalizing on the need for quick transactions and untapped potential in emerging economies. With the rise of central bank digital currencies, Ripple is expected to grow rapidly as it can be used for various functions like accounting and investment.

XRP’s Price Amid Ongoin Lawsuit

The low cost of entry to invest in XRP makes it appealing to new investors. According to a report, the cryptocurrency market’s size is expected to reach $4.94 trillion by 2030, and Ripple is predicted to benefit from this growth.

Recently, investors have become worried due to the SEC lawsuit filed against Ripple Labs on December 22, 2020. The lawsuit alleges that Ripple raised $1.3 billion by selling “unregistered securities” (XRP). At press time, XRP’s price was significantly lower than its all-time high of $3.84 in January 2018, with its current price hovering around $0.50.

READ MORE: Bitcoin Price: Predictions for 2024-2030

The SEC also brought charges against Ripple’s co-founder, Chris Larsen, and CEO, Brad Garlinghouse, claiming they made personal gains totaling $600 million. The SEC argues that XRP should be considered a security under their jurisdiction.

The outcome of the lawsuit will significantly impact XRP’s value, with a verdict in favor of the SEC setting an unpleasant legal precedent for the broader crypto market. The lawsuit’s developments directly affect XRP’s price, with the news causing a 25% drop in XRP’s value.

SEC vs. Ripple

However, in April 2021, the judge granted Ripple access to the SEC’s internal documents, causing XRP’s value to rise over the $1 mark, a threshold it hadn’t crossed in three years.

The US District Court approved Ripple’s motion to issue subpoenas and acquire a series of video recordings for authentication on August 15, 2022. The SEC accused Ripple of attempting to reopen discovery, but this claim was dismissed. In a previous Opinion & Order, Judge Sarah Netburn called out the SEC for its hypocritical behavior.

Securities and Exchange Commission (SEC)

She suggested that the regulator was more concerned with furthering its litigation goals than upholding the law.

The lawsuit’s verdict will have a lasting impact on XRP’s value, with a verdict in favor of the SEC making XRP security only in the U.S. Ripple going public after the lawsuit’s resolution will also significantly impact XRP’s price action in the following years.

The lawsuit between Ripple and the SEC extends beyond the courtroom, with both parties being featured in multiple op-eds that often criticize each other. SEC Chairman Gary Gensler reiterated his stance on crypto asset definition and oversight in an op-ed published in The Wall Street Journal, citing the regulator’s recent $100 million settlement with BlockFi.

An article published in Forbes sparked controversy by highlighting that the SEC’s Crypto Assets Unit has been embroiled in over 200 lawsuits since 2017. The article suggested that the regulator favors regulation through enforcement rather than by providing clear guidelines.

Ripple CTO David Schwartz engaged in a stand-off with Ethereum Co-Founder Vitalik Buterin on Twitter, comparing miners in PoW ecosystems to stockholders in companies like eBay.

XRP Price Prediction

Predictions for XRP’s price in 2025 vary, with Changelly providing a range between $1.47 to $1.76 at max for 2025.

Finder has predicted that XRP will reach $3.61 by 2025 based on insights from a panel of experts, although not all of the experts share this view. Nasdaq’s data indicates that the average projection for 2025 is approximately $3.66. By 2030, Finder’s experts predict that XRP could rise to $4.98.

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However, Matthew Harry, the Head of Funds at DigitalX Asset Management, does not see any practical use for XRP beyond speculation. Nasdaq’s data suggests that the average projection for 2030 is approximately $18.39.


Ripple’s Q2 earnings report for the year has revealed that demand for their On-Demand Liquidity service grew nine times year-over-year (YoY), with sales amounting to $2.1 billion in Q2, despite the drop in XRP’s price. The report also indicated that Ripple had pledged $100 million towards carbon removal activities, aligning with their carbon neutral and sustainability goals.

In their Crypto Trends report, Ripple stated that NFTs and CBDCs are still in their early stages, and as their potential is gradually realized, it will impact Ripple’s network and the broader blockchain space.

While some experts have predicted an increase in XRP’s price in the following years, others believe XRP will lose all value by the decade’s end. The verdict of the SEC lawsuit, an IPO after the lawsuit is resolved, partnerships with financial institutions, mass adoption, and CBDC ventures by central banks are the major factors that will influence XRP’s price in the coming years.

It should be noted that predictions are subject to changing circumstances and will always be updated based on new developments.

Alexander Stefanov

Reporter at CoinsPress

Alex is an experienced finance journalist and a cryptocurrency and blockchain enthusiast. With over five years of experience covering the industry, he deeply understands the complex and constantly evolving world of digital assets. His insightful and thought-provoking articles provide readers with a clear picture of the latest developments and trends in the market. His passionate approach allows him to break down complex ideas into accessible and insightful content. Follow up on his content to be up to date with the most important trends and topics - stay ahead of the curve with CoinsPress.

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